Privacy Policy

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GMA Mortgage ("GMA") knows that you care how information about you is used and shared, and we appreciate your expectation that we will do so carefully and sensibly. This notice describes our privacy policy. By visiting the GMA123.com  Web site (the "Site") or by otherwise interacting with GMA, you agree to accept the practices described in this Privacy Notice.

What Information Does GMA Collect?
We receive and store any information you enter on our Site or give us in any other way, such as via telephone, electronic mail or online form. For example, this information may be collected when you fill out a quote form or when you contact us for customer support. Here are the types of information we gather from visitors to our Site: 

Cookies: Our Site may at times uses "cookie" technology for such purposes as enhancing your online experience by making it easier for you to navigate through the Site and making certain features work better. Cookies are text files which are commonly deposited by Web sites on a user's hard drive when the user visits a Web site. The file identifies a user's computer and can record the user's preferences and other data about the user's site visit. We do not extract information about individual users during this process. Your Web browser may enable you to disable cookies, but please note that certain services may not function correctly without it. 
Third Party Cookies. We use third-party advertising companies to serve ads when you visit our Site. Our third-party advertising companies may also separately place or recognize a cookie file on your browser in the course of delivering advertisements to this Site. These companies may use information about your visits to this and other Web sites in order to provide advertisements about goods and services of interest to you. However, no personally identifiable information (such as your name, address, email address or telephone number) will be connected with such information. 
Web Beacons. Web pages may contain electronic images (called a "single-pixel GIF" or "web beacon") that allow a Web site to count users who have visited that page or to access certain cookies. GMA may  use web beacons to access our cookies within and outside our network of Web sites and in connection with GMA products and services. 

Does GMA Share the Information It Receives?
Except as set out in this Privacy Notice, you will receive notice whenever personal information about you might go to third parties, and you will have an opportunity to choose not to have us share that information. We share personal information as described below:  

Protection of GMA and Others: We may release account and other personal information when we are required to do so by law, court order or other government or law enforcement authority or regulatory agency, including ICANN; to enforce or apply our Services Agreement or other agreements; or when we believe in good faith that disclosing this information is necessary or advisable, including, for example, to protect the rights, property, or safety of GMA, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction. 
Electronic Mail
From time to time, GMA may use your personal information to contact you by electronic mail concerning our services. These communications are intended to inform you of important information regarding your account, or about general services provided by GMA. In order to fulfill our service obligations to you, we will continue to send you emails regarding your account administration, as well as any necessary information, such as renewal instructions. 
What Information Can I Access?
Customers may review all personal information by emailing their request to GMA or by calling (866)547-1283. Please note, however, that no financial information will be provided over the phone, and in no event will such information be provided without verification. 

When you update your information, we may keep a copy of the prior version for our records. 

Sites Other Than GMA
GMA has no control over and is not responsible for the privacy policies or information gathering practices of other Web sites, including those to which we may link and those which may link to us. We strongly recommend that you review the privacy policies of every online service you use before submitting any personal information and direct any concerns to the site administrator of that site. 

Conditions of Use, Notices, and Revisions
By choosing to visit our Site, you agree that your visit and any dispute you may have regarding the protection of your privacy during such visit is subject to this Privacy Notice and our Disclaimer, including, but not limited to, the provisions regarding limitations on damages and the application of the law of the state of California. Please note that if you enter into other agreements with GMA., such other agreements may supercede this policy. If you have any concerns about your privacy at our Site, please contact Customer Support at (866)547-1283, and we will attempt to resolve it. 

Due to the constantly changing nature of our business, we reserve the right to change, update or modify this policy at any time at our sole discretion, and will post any new privacy policy here. Any such change, update or modification will be effective immediately upon posting on our Site. Use of information that we gather now will be subject to the Privacy Notice in effect at the time of use. By using or navigating around the Site or utilizing any of the services we provide here, you acknowledge that you have read and understand and agree to be bound by this Privacy Notice. If you do not agree to be so bound, do not remain on the Site. You are responsible for checking our Site frequently to keep apprised of recent changes.